This web site is not an offer to sell, nor is it a solicitation to buy, any product or service from Qualified Annuity Services, Inc., its agents or representatives.

Notice
This web site is the property of Qualified Annuity Services, Inc. (“QAS”). QAS is located in Cincinnati, OH. This web site is intended for the use of individuals and professionals. QAS reserves the right to modify or change this web site at any time and without prior notice. By accessing or using this web site you agree and accept the terms and conditions of this agreement.

Governing Laws and Regulations
The use of this web site is subject to the applicable international, federal, state or local laws and regulations.

Information from Third Party Sources and Linked Web Sites
This web site is a means of communicating the features and benefits of products and services which may be available from QAS from time to time. The information and data available from this web site through links to other parties and other Internet sites is made available in the interest of users to the site. QAS is not responsible in any way for the content or reliability of linked sites.

QAS Not Liable
The services and products offered through QAS are ordinarily available from life insurance companies doing business in the United States and Canada. QAS provides information to various industry groups, actuarial and consulting professionals, and other service providers, generally within the life insurance industry.

QAS assumes no responsibility or liability arising from mistakes or errors made as a result of the use of this web site. All information has been obtained from sources deemed to be reliable and QAS makes no representations or warranties as to the accuracy of such reports.

QAS shall not be liable for any consequence or damages arising out of the use of this web site.

Solicitation to Sell/Offer to Buy
The information available within this web site is not an offer to sell or a solicitation to buy any insurance or annuity product, or service, security, or investment. Any offer to sell arising through links to other parties and other Internet sites is strictly made by the offering company and subject to the terms and conditions of that offer. Nothing in this web site shall be construed as an offer to sell or solicitation to buy any insurance or annuity product or service, security or investment.

Company Policy and Privacy Statement
The use of annuities and other similar products and services to solve pension obligations and financial objectives is a matter of personal planning. Any information obtained by QAS for any client is deemed confidential. QAS maintains a disciplined approach to matters of privacy. If information is obtained in the course of conducting business, it will only be provided to insurers who have agreed to hold such information as confidential.

Representations and Warranties
QAS makes no representations, warranties or guarantees to viewers of this web site. The information and data available from this web site, including product descriptions, are provided for information purposes only.